Upgrade
Upgrade App Info
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App Name
Upgrade
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Price
Free
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Developer
Upgrade, Inc.
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Category
Finance -
Updated
2025-12-18
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Version
1.30.0
Frequently Asked Questions
How do I get started with the Upgrade app for the first time?
Download Upgrade from your app store, register with your email or phone number, and follow the on-screen setup to link your bank accounts and activate features.
Is Upgrade a bank or just a financial management app?
Upgrade is not a bank; it's a financial technology app that offers banking and credit management features through partnered financial institutions.
How can I check my account balances and transaction history?
Open the app, navigate to ‘Accounts,' then select your linked accounts to view balances and recent transactions easily.
How do I track cashback rewards on my purchases?
Go to ‘Rewards' in the app menu, review eligible transactions, and enable rewards tracking; set up qualifying direct deposits for higher cashback.
Can I manage my loans and credit scores within the app?
Yes, under ‘Loans & Credit,' you can view balances, make payments, and check your credit score to monitor your credit health.
What are the steps to apply for a personal loan through Upgrade?
Go to ‘Loans,' select ‘Apply Now,' fill in your financial information, and follow the prompts to see your loan options and submit your application.
Are there any subscription fees or costs for using Upgrade's features?
Some features like cashback and premium credit tools may require a subscription; check ‘Settings > Subscription' for detailed plans and fees.
How do I subscribe or cancel my Upgrade premium plan?
Navigate to ‘Settings > Subscription' within the app, choose your plan to subscribe or cancel according to your preference.
What should I do if the app crashes or has connectivity issues?
Try restarting your device, updating the app, or reinstalling; if problems persist, contact Upgrade customer support via ‘Help > Contact Us'.
Can I link multiple bank accounts and cards to the app?
Yes, go to ‘Settings > Accounts,' then select ‘Add Account' to connect multiple bank accounts and credit/debit cards for comprehensive management.
