Self - Credit Builder
Self - Credit Builder App Info
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App Name
Self - Credit Builder
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Price
Free
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Developer
Self Financial, Inc.
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Category
Finance -
Updated
2026-01-06
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Version
6.24.0
Frequently Asked Questions
How do I get started with Self - Credit Builder if I have no credit history?
Download the app, sign up, and choose a plan. You can start building credit with the secured Self Visa® Card without a credit check, accessible from the main menu.
Can I use Self if I already have a good credit score?
Yes, Self helps maintain and enhance your credit by reporting rent, utilities, and other payments—perfect for all credit levels. Find these features in the 'Report Payments' section.
How does the credit building process work with Self?
Make regular payments on your plans and report rent or utility bills; these are reported to bureaus, helping improve your credit score over time. Access this feature in 'Build Credit & Savings.'
What is the Secure Self Visa® Credit Card, and how do I apply?
It's a no-credit-check secured credit card for building credit. Apply via the app's 'Credit Card' section; approval is high, and you control your credit limit.
How can I report my rent and utility payments for free?
Navigate to 'Report Payments,' select rent or bills, and add your information. Payments are reported to credit bureaus to help build your credit history.
What are the costs involved with using Self - Credit Builder?
The app offers free rent and bill reporting. The monthly reporting service costs $6.95. Plans for credit building start at $25 per month; details are in 'Subscriptions.'
How do I subscribe or manage my plan?
Go to 'Settings' > 'Account' > 'Subscriptions' to view, upgrade, or cancel your plan easily within the app.
What should I do if I encounter issues with my payments or credit report?
Contact Self support via the app's 'Help' section or chat support for troubleshooting payment or reporting problems promptly.
Can I cancel my subscription at any time?
Yes, you can cancel your subscription anytime through 'Settings' > 'Account' > 'Subscriptions' without any penalties.
Is there any way to see how my credit score improves over time?
Yes, the app provides a credit score tracker on the dashboard so you can monitor your progress regularly.
