myFICO: FICO Credit Check
myFICO: FICO Credit Check App Info
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App Name
myFICO: FICO Credit Check
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Price
Free
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Developer
FICO
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Category
Finance -
Updated
2026-01-05
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Version
4.0.14.1
Frequently Asked Questions
How can I check my FICO Score for free on myFICO app?
Open the app, log in securely, then navigate to 'Scores' to view your FICO Scores without additional cost. Ensure your account is set up properly for free monitoring.
Does checking my credit score on myFICO lower my score?
No, checking your own credit scores through myFICO is a soft inquiry and does not negatively impact your credit score.
What types of FICO Scores can I view with this app?
You can view FICO Scores for mortgage, auto, and credit card lending, helping you understand how lenders see your credit profile.
How can I see the trend of my credit score over time?
Use the 'Score History Graph' feature, accessible via the main menu, to visualize your FICO Score 8 over time and track progress easily.
What is the FICO Score Simulator and how do I use it?
Navigate to 'Tools' > 'Score Simulator' to input potential actions and see their projected impact on your FICO Score, aiding smarter financial decisions.
How do I receive real-time alerts for credit report changes?
Go to 'Settings' > 'Alerts' to enable notifications for credit inquiries, new accounts, or suspicious activity to stay updated instantly.
Is the credit report data from all three bureaus accessible in the app?
Yes, the app provides instant access to detailed credit reports from Experian, TransUnion, and Equifax for comprehensive credit monitoring.
Are there any costs involved in using advanced features of myFICO?
Some advanced tools and detailed reports require a paid subscription. You can view available plans under 'Settings' > 'Subscriptions' to choose what fits you.
How do I subscribe or upgrade my plan in myFICO?
Navigate to 'Settings' > 'Account' > 'Subscription' to view options, manage your plan, or upgrade to access additional features.
What should I do if I see incorrect information on my credit report?
Contact the respective credit bureau through the app or their website to dispute inaccuracies and have them corrected promptly.