Klover - Instant Cash Advance

Frequently Asked Questions

How do I get started with Klover and apply for a cash advance?

Download the app, sign up with your personal details, link your bank account securely, and request an advance up to $250. The process is quick and simple, often providing cash within minutes.

What information do I need to provide to link my bank account?

You need to securely connect your bank account by providing login credentials or securely linking through your bank's API, which the app guides you through easily during setup.

How does Klover determine my eligibility for an advance?

Klover uses non-intrusive data analysis, including your banking information and activity, to assess eligibility without credit checks, allowing you to request funds quickly.

What are the main features of Klover that help manage my finances?

Klover offers cash advances up to $250, points earning for surveys and ads, daily sweepstakes, and budgeting tools like setting savings goals and tracking expenses via Klover+.

Can I get a larger cash advance than $250?

Standard advances are up to $250, but earning points and participating in rewards can increase your chances to access larger advances or win cash prizes.

Are there any fees for requesting an advance or using Klover's features?

There are no interest or late fees for advances; optional delivery charges for faster service may apply. Rewards and points participation are free and help improve your options.

Do I need to pay interest or fees when repaying an advance?

No interest charges are involved. You repay exactly the amount advanced, typically when you get paid, making it a transparent and fee-free service.

Is there a subscription or premium plan I need to pay for?

Klover provides many features for free, including advances, rewards, and budgeting tools. Check the app's settings > account for any optional premium offerings if available.

What should I do if I experience issues requesting an advance?

Ensure your bank account is linked correctly and your data is secure. If problems persist, contact Klover customer support through the app support section for assistance.

Can I use Klover if I have bad or no credit history?

Yes, Klover does not require credit checks and uses alternative data to determine eligibility, making it accessible even with a less-than-perfect credit score.