FloatMe: Budget & Cash Advance
FloatMe: Budget & Cash Advance App Info
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App Name
FloatMe: Budget & Cash Advance
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Price
Free
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Developer
FloatMe
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Category
Finance -
Updated
2025-12-19
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Version
8.4.2
Frequently Asked Questions
How do I start using FloatMe for cash advances?
Download the app, register an account, link your bank account via the Plaid portal, and subscribe to the membership. Then you can request cash advances within your approved limit.
Do I need a good credit score to qualify for cash advances?
No, FloatMe does not perform credit checks. Approval depends on your bank account history and activity, making it accessible without traditional credit requirements.
How can I access the budgeting tools in FloatMe?
Open the app, go to the dashboard, and find the 'Money Management' section to view your cash flow calendar, spending insights, and set low balance alerts for better budgeting.
What is the process to request a cash advance?
Tap 'Request Float' within the app, input your desired amount (up to your limit), and confirm. The funds are typically transferred to your linked bank account within minutes.
How do I understand my available balance and upcoming expenses?
Check the cash flow calendar and balance projection tools on the app's main screen to visualize your income, expenses, and anticipated available funds.
How much does the monthly subscription cost, and what does it include?
The subscription costs $4.99/month, granting access to cash advances, budgeting tools, low balance alerts, and marketplace offers. You can cancel anytime in 'Settings > Account > Subscriptions.'
Are there any additional fees for cash advances or instant float requests?
Yes, instant float requests may incur a fee ranging from $1 to $7. Membership itself is $4.99/month; cash advances are interest-free but may have small delivery fees.
What should I do if I can't access cash advances or face an error?
Ensure your account is active and subscribed. If issues persist, contact FloatMe support via the app's Help section for assistance.
Can I use FloatMe if I live in Connecticut, D.C., or Nevada?
No, FloatMe currently does not support users in Connecticut, D.C., or Nevada due to regional restrictions. Please check local availability before signing up.
Is FloatMe safe to connect with my bank account?
Yes, FloatMe uses bank-level security with 256-bit encryption through the Plaid portal, ensuring your financial data remains protected.
