Chime – Mobile Banking
Chime – Mobile Banking App Info
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App Name
Chime – Mobile Banking
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Price
Free
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Developer
Chime
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Category
Finance -
Updated
2025-12-16
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Version
5.305.0
Frequently Asked Questions
How do I sign up and start using Chime?
Download the app, tap Sign Up, enter your personal details, verify your identity, and link your bank account to begin using Chime's features.
Is there a fee to open a Chime account?
No, Chime offers fee-free checking and savings accounts with no monthly fees. Simply download the app and sign up to get started.
How can I set up direct deposit to receive my paycheck early?
Go to Settings > Move Money > Direct Deposit, then follow prompts to add your Chime account and routing number for early paycheck access.
What are the steps to enable automatic savings?
Open the app, navigate to Save & Spend > Save, and turn on Automatic Savings. Set your preferred savings amount or percentage.
How does the SpotMe overdraft feature work?
Activate SpotMe in Settings > Manage Accounts > SpotMe, then enjoy fee-free overdraft up to $200 on eligible transactions within network.
Can I use my Chime Visa Debit Card at any ATM?
You can use the card at any Visa ATM, but fee refunds apply only at in-network ATMs. Find nearby fee-free ATMs in the app under ATM Locator.
Are there any monthly fees for using Chime?
No, Chime has no monthly maintenance fees, overdraft fees with SpotMe, or hidden charges—aiming for low-cost banking.
How do I transfer money from my Chime account to other accounts?
Use the Transfer feature in the app under Move Money > Transfer to add and send funds to linked bank accounts instantly.
How do I report a lost or stolen Chime card?
Go to Settings > Cards, select your card, then tap 'Report Lost or Stolen' to block it and request a replacement.
What should I do if I experience a technical issue or the app crashes?
Try restarting the app or device, check for updates, and contact 24/7 live support via Settings > Support for assistance.
